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  #1 ()
Milalautlenna : i tried installing software and i accidentally hit itunes and now all my programs try to open in itunes and i can't open anything! i tried looking for system restore on my laptop but i do not have a system tools application. PLEASE HELP!!!

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  #2 ()
dypeadusYpe : I am a college student with only a part-time job. I don't have loans or anything like that, but I also don't really have credit. (no credit cards or anyone to co-sign) My fiance doesn't have good credit but makes enough money for us to pay rent and utilities and still live comfortably. Neither of us have ever had our own apartment. What are the best steps, after establishing our budget, to take in order to get an apartment together? Will there be a credit check for both of us? Will we need to qualify for the apartment separately? Should/will we have to both sign the lease? Will we have to pay more (security deposit, rent) because we are unmarried?

I am aware that I will need about 3x rent in order to move in initially and am completely prepared and budgeted for utilities, transportation, and other household expenses.
As much as I would love to continue living with family, I have no choice but to move out within the next year.

Any help is greatly appreciated.
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  #3 ()
qasaathkaqaas : have Money/Cash up front.

here locally - u will not be on the lease
except as a 'guest' as u do not make
enough to qualify.

as for 3X the rent, u both be eating In
with lots of beans/rice/spam.

reality is FOur times the rent as monthly

here for him to rent he needs
income of 1600 for a rent 400.
the past 1.5 yrs.

with no or bad credit, a 3 months of prepaid
rent will open the doors.
he also needs security deposits, application fees,
3 month prepaid renter insurance, utilities deposits
b4 the ink is dry and he get the key.
so rent 400 = 600$ more for keys.

the 3x the rent is great for poor folks but
not for folks who want to get ahead.

learn your local renter laws as they vary - greatly.
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  #4 ()
ACCITTEER : The good news is also the bad news. Because it is the first apartment for both of you, you will need to find someone to co-sign your lease. So when you apply, get three applications for you each to fill out. They will do credit checks on everyone and background checks too. But because you need a co-signer your co-signer's credit will be the most important issue. So your challenge is more about proving to your co-signor that you will reliably pay the rent each month so the debt never falls on them. But understand that when you sign the lease you are committing to pay the rent every month through the lease term no matter what happens in your life. If you break up you move out, you still owe your share of the rent. If you lose your job, you still owe you share of the rent. If you get kicked out of school and move home, you still owe your share of the rent.

While you feel confident in your budgeting skills, you still need to leave room for the hundreds of curve balls that life can throw you. You need extra money if you lose your job or get hurt. You need money for speeding tickets, getting your car towed, lawyers, health expenses, gifts to others and dozens of other things that could come to exist. You may find that you will have to quit school to work. Who knows?

If its illegal for a landlord to require you to pay a larger deposit because you are unmarried.
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  #5 ()
djrmiks : I am a professional freelance editor and writer and was paid on a PNC Bank account for my work. The check is for $3700. So far there are no banks in my area that will cash the check but will let me start an account and hold the check for 30 days. I need to find out where I can cash the check. I live in Arkansas and the check is drawn on a bank in Delaware or Pennsylvania.
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  #6 ()
Ìîêëàøèí : Who are you people without bank accounts these days??
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  #7 ()
FoodsPrer : Every time I try to recalculate it without depreciation I get the same answer and I am being told it is incorrect. I need to have my assignment submitted before the end of the night :/
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  #8 ()
TrurlNismmish : The following is the balance sheet of Korver Supply Company at December 31, 2012.

Balance Sheet
At December 31, 2012
Cash$ 140,000
Accounts receivable 280,000
Inventories 230,000
Furniture and fixtures, net 160,000

Total assets$ 810,000

Liabilities and shareholders’ equity
Accounts payable (for merchandise)$ 230,000
Note payable 240,000
Interest payable 6,000
Common stock 130,000
Retained earnings 204,000

Total liabilities and shareholders' equity$ 810,000

Transactions during 2013 were as follows:

1. Sales to customers on account$ 890,000
2. Cash collected from customers 870,000
3. Purchase of merchandise on account 580,000
4. Cash payment to suppliers 590,000
5. Cost of merchandise sold 530,000
6. Cash paid for operating expenses 250,000
7. Cash paid for interest on note 12,000

The note payable is dated June 30, 2012 and is due on June 30, 2014. Interest at 5% is payable annually on June 30. Depreciation on the furniture and fixtures for the year is $29,000. The furniture and fixtures originally cost $390,000.

Prepare a classified balance sheet at December 31, 2013 (ignore income taxes).
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