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  #1 ()
Helenc : ok, so I bought a costume from this American website on thursday, I even recieved an email of confirmation from Paypal. However, yesterday i wanted to put some money on and thought it would be a good idea to check my bank balance before i put money on. When i got a statement it said non had been taken out? Is there any explanation for this? Could it be because (im from the UK) it's from America it's taking a bit of time for the cash to leave my account? If so when should i re-check my account to see if it has gone? thank you x

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  #2 ()
Mumemupspaw : It depened on the company it usually takes 2-5 business days and also on ur bank I would give it till the end of the wk
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  #3 ()
FDService : I know that this is the worst form of loan. This is is for an older gentleman who is prepared to lose his car if necessary. His car has a clear title and is worth about $4500. Almost mint 98 Lincoln Town car. He doesn't really want to sell it. Also terms of loan (Ace Check cashing), ie. how mush interest will he be paying and for how long?
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  #4 ()
Royalryaxopay : Madlo capital ltd its interested in providing assistance for all types of businesses, from small, medium-sized to large-scale project.We have a huge project of capital.We offer the assistant to the short, medium and long term, and we, in collaboration with various companies in world.we guarantee you to easily transfer your funds to your destination, please contact us on Email: or
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  #5 ()
Biaralitalp : You have een asked by the president of your company to evaluate the proposed acquisition of a new spectrometer for the firm;s R&D department. The equipment basic price is $70,000 and it would cost another $15,000 to modify it for special use by your firm. The spectrometer, which falls into the MACRS 3 year class, would be sold after 3 years for $30,000. Use of the equimpment would require an increase in net working capital (spare parts inventory) of $4,000. The spectrometer would have no effect on revenues, but it is expected to save the firm $25,000 per year in before-tax operating cost, mainly labor. The firm's marginal federal-plus state tax rate is 40%.

a. What is the net cost of the spectrometer? (That is, what is the Year-0 net cash flow?)
b. What are the net opeating cash flows in Years 1, 2, and 3?
c. What is additional (nonoperating) cash flow in Year 3?
d. If the project's cost of capital is 10%, should the spectrometer be purchased?

This is what I did so far for A, but got stuck:

The net cost is $85,000 (70,000 plus $15,000)
The year 0 project cash flow is $89,000 (85,000 plus spare parts inventory of 4,000)

B. Project net cash flow year 1 is :
Cost saving before tax 25,000
Less Depreciation 55,000(85,000 minus salvage value 30,000)
Less amoritization spare parts 1,333 (4,000 divided by 3yrs = 1,333)

Please help since I'm stuck with the rest of part B to get the cash flow and if someone could break down the steps for the Net income after depreciation/amoritization, the income tax of 40%, then add the non cash charges, then I think I will get the cash flow for year 1 and I could probably figure out year 2 and 3 once I know how to get year 1 cash flow.

Thanks in advance
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  #6 ()
Petertymn : Like when banks lend for auto loans, how does it usually work with a private party? Most people would want cash, would the bank give you the cash to purchase the vehicle.

I know it probably differs, what is the typical process though?
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  #7 ()
faitmellurfam : Dear, try finding it at India Brand Equity Foundation. This website is very informative.
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  #8 ()
dvn08282 : i'm an individual who works full time and is a full time student in college at the moment. I'm considering possibly taking on two real degree related full time jobs after i graduate. I currently have a 90+ hour work week between my current job, time spent in class, and the supposed two hours for each hour in class outside of class doing home work (although in some cases it's more some less but lets go with two). Taking on a 80 hour work week wouldn't be a problem. If i don't have anything else to devote my time to, like a relationship, then i don't see why two full time jobs would be a problem. I'm currently not in a relationship and who knows may go through all of college without one. I'm just wandering if anyone has done this before. I could make some serious cash. If i started off two degree related full time jobs at 40k a year. By the time i was 50 i would have over 60 years of work related experience and would be making much more than 40k a year hopefully especially if i had been with the company for over 30 years. Making over 200k a year by the time i'm 50 sounds very nice. Has anyone ever done this before? Any advice?
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  #9 ()
grearoriure : If you can handle the stress, then do it.
Make sure you save money also.
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