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  #1 ()
songzhang225 : I want to buy a car. I want to pay cash. But I was to be able to gain the benefits to my credit of having an auto loan and paying it off successfully. Is there anyway to do this? Would it be bad to open a loan and then pay it off in full the next month?

If it matters, I live in Arizona, and would probably be paying about $10,000 for a car. I just don't want to have to deal with an auto loan but I want to show that I am fiscally responsible person when the time comes to purchase a house, and lenders can see that I have paid off a car that was on a loan. Is there any easy way of doing this, or repercussions to paying off a loan so quickly?



Thank you!
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  #2 ()
wiesaddlibe : A car loan is an installment loan. They build credit by making payments over time. You have to pay on a car loan for at least 12 to 18 months to do much for your score. You pay interest the whole time. Pretty expensive eay to buy a few score points.

If you do take out a car loan and pay it off the next month, it would lower your score. A new loan always initially lowers your score -- large amount of new debt. And you get no help to your score for a one month installment loan.

If you want to build your credit, get a credit card. Use the card for regular purchases, wait for the statement, and pay the balance in full every month. This will build your credit and avoid interest.
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  #3 ()
Uloyalyday : If you take an auto loan one month and pay if off the next, it isn't going to help your credit one bit. Auto loans are installment loans that are paid over a period of time. You would need to show consistent payments on that loan for about 24 mos before you would get the full benefit of having it. At that point, you can then pay it off. what you are describing is a waste of time.
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  #4 ()
victoriajannyQ : Ok, so i have a verzion galaxy s4 and i rooted it to get rid of the bloatware! Now my phone keeps asking me to software update and im tired of saying install later... I cant find a way to run it off even in about phone where theres supposed to be an option to turn off auto update... I just want to install the update and I have to unroot to do that because I have twrp recovery and not the stock recovery! I just want to know if the bloatware would come back if i unrooted and install the new update.... Thank You!
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  #5 ()
djrmiks : Ok, so i have a verzion galaxy s4 and i rooted it to get rid of the bloatware!
-------------- VERY STUPID MOVE!!!!!!!!!!!!!!!!!!

Now my phone keeps asking me to software update and im tired of saying install later... I cant find a way to run it off even in about phone where theres supposed to be an option to turn off auto update...
-------- it will continue to say that cause you initially did not turn off auto update before the notification... now android knows, and it will continue to say that.

I just want to install the update and I have to unroot to do that because I have twrp recovery and not the stock recovery! I just want to know if the bloatware would come back if i unrooted and install the new update....
-------- bloatware is tied to the stock ROM code... unrooting it will not bring back the bloatware... update will download but not install because the bloatware is missing from the code... it will say update failed. REinstalling the bloatware apps wont work either... when you deleted the bloatware, most likely from Titanium Backup like an awesome android n00b, not only did you delete the app, but you also deleted the stock rom code for the app.... so when reinstalling the app from playstore---sure the app is installed now, but it doesnt re-write the rom code... lmao!!!! So.... no update for you ever again!.......... your only fix is to flash a stock rom recovery image, or RUU or SBF back to unrooted stock ROM.... this is like a factory reset on crack... factory resets delete and wipe user data.. thats it... THESE will format your entire internal memory and install fresh stock ROM, just like warranty does to fix phones. But make sure you get the right RUU.... if not, you will brick your phone beyond repair!!!!!!!!!!!!!

I highly suggest to join androidcentral ............. and learn your phone and android...... and the DO NOTs of android........ like DO NOT delete bloatware....... you have a teir 3 superphone...... wtf delete bloatwre!!!?!??!?!?! Just freeze it user Bloatfreezer.... You'll learn... or... ignore us and spend thousands on new phones.
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  #6 ()
camarok : I have a Samsung fusion 2, last night it stoped receiveing text messages I can send them but don't get back I can get and receive phone calls and internet work fine does any one know what might be wrong with my phone?
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  #7 ()
Bormmayonry : My iphone 5 keeps getting texts twice..and its happening from more than one contact..
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  #8 ()
arexawaible : I got a Samsung galaxy s4 in the mail. I put the new sim in how do I activate it? Can't use my old sim too big
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  #9 ()
Rermcrymn : Go to a fido shop, ask them to activate for you they should do it in 5 minutes :)
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