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  #1 ()
sryanw : My husband applied for a position that he will receive a company car. He'll have to pay a little less than 200 a month for personal useage but will not have to pay for gas or for car insurance or maintenance. We currently have two car payments. The first is my car which we pay 180 a month - I owe 6,000 more on it which is less that the value of the car. Also it gets good gas mileage. We also have my husbands current car - a vehicle I regret getting - it's an SUV we owe 18,000 more on (husband says this isn't the pay off amount) and right now we owe a lot more than the car is worth if it were sold. This is the family car since it is large enough to tote around baby stuff and groceries, etc, but it gets like 12-13 miles to the gallon and we pay 475 a month for the payment.

My question is, if he were to get the position - as far as getting rid of a vehicle is concerned, which vehicle should we get rid of by a fincial point of view? He will be making a lot more money - but we are trying to get out of some medical bill debt and student loan debt and we really want to buy a house within a year. Just looking for some financial advice!

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  #2 ()
roinemanath : We've got trouble in the middle east.
One small war, and it could send gas prices soaring again.
Especially since now we made a bunch of them mad by killing Osama.
I'm waiting for a bit of revenge.

Just for this reason, I would get rid of the SUV.
Put a for sale sign on it and sell it on your own.
You will have to have cash to pay off the remaining loan balance from the sale price of a car.
Ask here how to sell a car when it has a loan on it.
A buyer may want to go with you to the bank that holds the loan and pay the bank directly while you pay off the remaining amount in cash. He will want the title free and clear.

Don't pay extra towards your student loans than you have to.
You will have to have a nice down payment for that future home
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  #3 ()
GomiToido : My husband's parents have to get moved out from their rental home because of some health and safety issues. Despite not being in a good term with them, my husband offered his parents to move in to our new house rent free. (My husband has not spoke t them for almost 2 years in the past. They reconciled only 4 years ago.)

I got on well with his parents. But my issue is they are officially hoarders. They lived in 2,000 sq st house with barely any space to walk in, floor to ceiling packed garage, 4 rental storage units and 5 dogs.

My husband and I are both live overseas in the military, and the house is our 1st and only house we got. We do not have any spare money to buy them a new house nor renting them a new place. Hence, we are giving them money every month to pay for their bills.

We both invested so much in the house and hope to move back in next few years time and starting a family. What can we do to prevent them from moving all their stuff in our house and trash it completely? My husband already had a word with him mum but she is not getting it. She is very mad with him for not buying her a new house already. This is the best thing we can do right now for them as the money is very tight.

She wanted to bring everything she owns in to our house and we only have 1,600 Sq St bungalow. We barely have any space in the house. It's killing me. Please help!
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  #4 ()
Gypeherge : the best stock to buy. the best stock to buy
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  #5 ()
Seillaclark : a best stock will change every day, there is no signal best stock you need to read a lot about the company every day, need to look at fundamentals, and Technical's, you could buy good stock today and have the worse one tomorrow you need to see what your best chances are. and trust your method or you invest in mutual funds and people do it for you, not as rewarding tho as doing it your self.
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  #6 ()
arcadeismyname : I do really well in school and on paper but I'm not an outspoken person. I really like banking and its pretty much the only thing that I would "tolerate" doing for the next 40-50 years
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  #7 ()
esyez004 : There are quite a few misconceptions about investment banking (and banking more generally), one of which is that you need to be loud, cocky and 'in your face'. You don't. You do need confidence in your own ability and reasonably articulate, but in some areas (notably research, or anything quantitative) you can often find some more introverted (or at least, less extroverted) personality types. Even in the supposedly macho world of trading, I encountered some relatively shy traders during my time in the market.

However, you might want to avoid sales roles.

Just make sure you keep your grades up and stay in touch with market developments.

Best regards
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  #8 ()
Gugawemilia : On 1-1-2012, Zurtoss Company initiated a funded, noncontributory, defined benefit
pension plan and gave employees credit for prior employment. The actuary estimated the
prior service cost to be $800,000 on 1-1-2012. Zurtoss funded $880,000 on 1-1-2012.
The average remaining service period of current employees is approximately 8 years at
all times. The settlement rate is 5% per year. The expected return on pension plan assets
is 6% per year. Service cost was $90,000 for 2012. The actual return on pension plan
assets was10% for 2012. Zurtoss contributed $20,000 to the pension fund on
12-31-2012. The market related value of pension plan assets is the same as the fair value
of pension plan assets.

------>Calculate pension expense for 2012 for Zurtoss Company; show each of the
five components of pension expense as illustrated in class and in your
textbook. Note, the amortization of gains and losses is $0 as 2012 is the first
year of the pension plan, i.e., the "corridor" approach.
I know the answer. I would like to know how to solve it.
Thanks for nothing professor. You sound like a mean spirited person.
YA is for ASKING QUESTIONS in case you forgot.
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  #9 ()
imallyFleeD : What is your question? Where is your solution? with which part are you having problems? Or do you just want someone to do your work for you? If you need help you have to make clear what you don't understand. Accounting for defined benefit plans is complicated and takes careful study. When you show your solution to this problem, someone may be willing to look at it and point out any errors you made.
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