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  #1 ()
Peawbasledefe2007 : I was an authorized user on an account and the card holder didn't pay the bill. It has since been charged off. When I pulled my report it showed up against me. Will the credit reporting agencies remove it if I request them too since it wasn't really my card?

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  #2 ()
teesmarne : People think wall street was just greedy went all crazy as the bankers were all unregulated.

But people fail to say realize why they were so crazy. We had a 1% fed funds rate--all of of that Fed liquidity for all those years that wall street took and speculated with. We had the GSEs of freddie and fannie. We had the housing subsidies.

Clearly it wasn't capitalism that caused this.

I hope capitalism doesn't again get the blame for the next crisis.
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  #3 ()
careeradvicejza : only ignorant people such as yourself think that
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  #4 ()
effigheneed : Why didn't they blame capitalism for all the success since 1983?
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  #5 ()
xmentalistem : I concur that this was a dangerous sign.
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  #6 ()
islightina : So, you're just going to go with "find the poor person"?

Yeah, sure... it was the guy begging on the street corner.

He's the problem.

You keep telling yourself that...

To me, it's kind of a strange accusation to make, since he hardly gets to take any decisions at all...
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  #7 ()
zIvigiorryize : The real danger is the right refusing to acknowledge the role that deregulated finance industry had in the crisis, and thier ridiculous pretence that a laissez faire system would work better. Refusing to acknowledge mistakes means we cannot learn from them and are doomed to repeat them. And that is dangerous.

Gungy - I am still waiting for one person on the right to show me the legislation that forced a single bank to lend money to anyone, let alone to explain how Frank and Dodd supposedly got it past the Republican controlled congress.
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  #8 ()
VoriCloully : I'm buying an investment home. They are asking me to close two clothing retail small credit cards and two appliance credit cards. I have a lot of credit cards and a good credit score of 720. Will this hurt my credit score?
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  #9 ()
jtopwarezv : I'm an international student. My Cumulative GPA is 3.2(after 7th semester). I want to apply in the graduate course of Cornell university, Yet to sit for the required test exams though. How should i prepare myself or what should be my scores if i want to get admitted in Cornell university with/without funding? I know with this CGPA its very difficult to get admitted in Cornell but if anybody can give me some inspirational info than it'll be helpful for me.Thanks in advance :)
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  #10 ()
Amommagum : There's lots of help available in USA but I'm guessing you're in UK (??)
Why not ask a neighbor who has kids the same ages as yours or at least go to the same school.
You could pay her or trade: do some handyman or mechanic work for her, (yard care?)

I'm trying to imagine how you support 5 people with only part time hours. Do you have "Welfare" ("dole") where you are. Are you taking college courses in your "off" hours? If not, I sugget that you do in order to get a good paying job and work full time.

I've noticed that in UK, people with mental problems are taken to a hospital instead of being given meds and continue to live at home. Sounds way too traumatic for the kids and too costly, also.

The brain is a very complicated and delicate thing. It can get messed up and be unable to produce any or enough serotonin. This is called a chemical imbalance which is easily treated, very common and nothing to be ashamed of.

It can cause depression, anxiety, panic, obsession, self harm/self hatred, suicidal thoughts, eating disorders, sleeping problems, aggression/rage, anger, phobias, fears, helplessness, hopelessness, hypochondria, ADHD, paranoia, OCD, headaches, lack of interest in things, lack of motivation/ focus and much more.

Probably your wife needs anti-depressants. Zoloft/Sertraline is a good one; most people thrive on it and it has no side effects. With antidepressants, you will be much better, happier, calmer, confident, safer and feel normal. What a difference it makes!

Mental hospitals don't seem to help people very much. According to nearly everyone who’s been to therapists, they are mostly a waste of time and money. They aren’t even allowed to prescribe appropriate meds to help you get better. Don’t stop taking the meds once you start to feel better. You need them, so stay on them.

But meds can do only so much. God is the ONLY one who knows what you’re thinking, how you’ve struggled and what you’re going thru. He loves you passionately and wants to be your BFF. He has a super deluxe custom made plan for your life that’s beyond anything you ever dreamed of. BUT He waits for us to ask. Invite Him into your heart; ask Him to take over your life and your problems.

Find a big, happy church, attend some groups and have fun. Talk with the pastor or youth pastor; he has more wisdom than you or I. And where else can you get counseling for free? Troubled people need PEACE. A good pastor can show you how to have perfect peace. God loves you more than you can possibly imagine!! :)
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