FindArena > Find Arena > Funding

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  #11 ()
dicSlulpcut : no , just more welfare in cities

But, 0bama ignoring 20 million illegal workers in the US has almost destroyed the middle class and struggling families.
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  #12 ()
bettzerboy : The amount we spend per student could send them to private schools.

Our public education system is a failure.
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  #13 ()
Ionillsiz : Education is overrated. It exists only to give jobs to loyal Democrats. Nobody learns anything in schools anyway. Let people pay for their own damned education and maybe allow some of these creeps in schools and colleges go out and try to find a real job.
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  #14 ()
acilivesserma : Hi I've been working for minimum wage wage at $8.25 since June of last year. My plan was to save, save, and save when I got the job. I've always been a saver than a spender. How or what can I invest my $9000 in savings. I'm going to continue saving I'm never going to stop so the $9000 is going to keep on growing and growing. I want something that I'm going to make a profit off? Any ideas or tips?

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  #15 ()
Unilkyingewly : If you haven't invested before, you should stick to basic index ETFs or mutual funds. Here's a great course to help you get started step-by-step.
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  #16 ()
Gedoarouddy : Your instincts are good to want to save money, and earn a reasonable return for that money. You have many choices depending on your level of knowledge about equities markets, real estate, and other fixed assets that hold or increase value over time.

If you are new to stock investing, you may want to understand the Vanguard philosophy, and split the $9k into $2-3K chunks which you invest in a a variety of funds. Funds that vanguard offers include S&P 500 fund, international equity fund, real estate or fixed income fund, depending on your risk tolerance and goals. The boglehead forum seems to offer advice to people with specific asset allocation and ETF selection questions.

Keep in mind that investing carries risks for that profit, so you want to understand those in advance and be comfortable with the advice people give you.

What you don't indicate is whether or not you are gaining an education in business or investing. If you are not going to school, then some of those funds that you save may be well spent to learn accounting, finance, and investment management. You can start simple at the community college level if one is available to you. Knowledge will help you manage your money wisely over time.
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  #17 ()
Tevyemalm : The most practical low cost investment would be a vanguard ETF.
VOE if you want to be aggressive.
VTV if you want to be conservative.

Or you could invest in railroads like Union Pacific.
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  #18 ()
fivefingerslo : There is no guarantee any investment will ALWAYS increase - except for bank CD's which pay practically nothing anymore - you have to take risk to make good return

start educating yourself about mutual funds - buy Money and Kiplingers magazines
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  #19 ()
weesiuddy : HI,
You can invest in stock or Forex market. Forex become very popular nowadays and you can earn smart profit their. Only think you want is experience initially you must start you investment with demo account and then start with real account. You can also start with your investment with help of Forex broker.
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  #20 ()
Poluza : Its great that you're so young and you have a wonderful mindset of saving your money. There are a lot of great answers out there (and here), and your natural instincts will guide you. So I'll just leave you with a tip. The inflation rate in the economy is roughly 3% per year. (not including the last couple of years). (For example, if you buy something today for $1, next year it will cost $1.03.) That means, if you are putting your money in something that isn't growing at least 3%, you are LOSING MONEY!
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