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  #1 ()
Tedwoodosen : Theer is an item on ebay that I want to purchase but I don't have a credit card to put on my ebay acount. Would it work if I got a prepaid visa credit card /gift card and put its information in as a regular credit card? Thanks

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  #2 ()
torpwelmeo : Yes, you can go online and register the visa vanilla gift card to a specific zip code. Then add it to your ebay/paypal account to use. Just enter your info as if it was a standard CC to your home address. eBay and Paypal only verify the zip code in an address on a CC so just make sure the one you register it to online matches your home zip you use with paypal and ebay. Ebay and paypal will treat it as a regular CC.
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  #3 ()
bioriaseina : credit card I guess she had forgot about it she owed 800 dollars and the court paper is suing her for 2050.00 is this legal or ? Does anyone have any advice on what she should do . The court paper says she will be in default if she doesn't show up for court.
Thanks for any advice
Thanks for your answer i found out that she made a last payment of 50.00 on that acct. on 4/2008
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  #4 ()
MegaProfitdade : Find out if the debt time from her last payment is older then the statute of limitations if it is respond to the court that the debt is too old to legally be collected. I could sue you for a debt 50 years old and if you failed to go to court or invoke SOL the court would award me my claim. You must be proactive. Now since she she is old, if her only source of income is SS even if they win a judgment she cannot be forced to pay if her bank account is labeled SS deposit only. If she has any other income that can be levied
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  #5 ()
reeryhortaria : Ok, first things first. She needs to make sure that it's a real summons. Some collectors will send documents that look like a summons in an attempt to scare someone into paying.

Look on the paperwork, and find out what court the suit is filed in. Then, look up that court's phone number (don't use the number on the paperwork, look it up online). Contact the court and ask them if the case has been filed, and get the information from them (court date, and whatever other information they have).

They should also be able to let you know how long she has to respond to the summons. She needs to file a response. Her response simply is her side of the story, a short as possible. If she doesn't file an answer to the suit, the collector could get a default judgement.

Next, she needs to go to court on the court date. Don't worry, it's not going to be like Law and Order or something. It's simply going to be a room with the judge and the collector. The collectors will explain to the judge why they think she should have to pay them $2,050. She then needs to explain why she can't pay that right now. Bring whatever documentation she can showing her income and her expenses. Show the judge that she only makes $XXX.xx per month, and her rent/house costs $XXX.xx per month, she spends $xxx.xx per month on utilities, and $xxx.xx per month on food. That leaves her with $xxx.xx.

The judge will likely then order her to make payments of a certain amount each month until the debt is settled.
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  #6 ()
nanadokilalo : stealing a credit card in Texas and spent 1200 dollars, first time doing that how long would she stay in jail? but know she lives in California and would they extradite. please help ASAP
ok got more info was 1200 dollars and she has a felony warrant now. If she talks to the person she did it too and they decide to drop charges and just make her pay the lady back would that be the end of it? or will there still be jail time.
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  #7 ()
flazyzotreart : A loooong time. Good luck in life.
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  #8 ()
Varvef : Well it depends on a number of factors one is it depends on the texas district attorney and a judge to extridite someone as for jail ive seen people in jail for up to 45 days and ordered to pay restitution
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  #9 ()
iwjmovnjmyvc : In Texas that's a Class A misdemeanor. She could be punished by up to one year in jail and/or a fine of not more than $4,000.

If it was $1,500, that's a felony in Texas. In your title you say "$1000" but in the explanation you say $1200. Better make sure of the amount, and tell her to stop it now.

Would they extradite? I don't know. But if there's a warrant in Texas and she breaks a law in California, they may catch her and ship her back to Texas. That means she can't get stopped for running a red light, even. Someone who thinks stealing a credit card and using it is bound to break another law.

If she turned herself in, they might go easier on her, but she'd have to pay it back.

If this is someone you know, you should advise her to see a lawyer. You should also stay away from her, because this might, just might be her first offense (or she's lying to you), but it's unlikely to be her last. People like this don't learn until they're caught, and sometimes they need to keep repeating the lesson before they'll learn it. Someone who thinks stealing a credit card is a good idea will also lie and say "it's the first time." Doesn't make it true.
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  #10 ()
rebeconcannyE : It may not be up to whomever she stole the credit card info from. The DA may have precedence over this and decide whether they want to prosecute. The thing is, the *lady* would be dumb to just do a deal out of court because the chances this thief would actually pay the credit card bill are pretty low. She would be forced to go to civil court to get a judgment against the thief and then the *lady* would still have to find a way to collect on that judgment. I am guessing if this person had to steal $1200 because they don't have it to go on whatever shopping spree they went on, so, I highly doubt they are going to be able to pay restitution or a judgment.

Whether it is a felony or misdemeanor would be up to the DA.
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